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Privacy Policy

Last updated: 2026-10-24

Couples Confluence (“we,” “us,” “our”) is a household and financial balance app operated by Justin Ranek, Inc., a Minnesota corporation (Minnesota Secretary of State File Number 1320858100020). This policy explains what information we collect, how we use it, and the choices you have.

1. Information we collect

Account information

  • Name and email address. You can sign up with an email and password, or with Apple or Google — in which case we receive your name and email address from that provider, never your password.
  • The connection linking two partner accounts together.

Household activity data

  • Contributions and household tasks you and your partner create, select, and complete.
  • Weekly plans and commitments made within the app.
  • Task completion status and history.

Financial contribution data

  • Self-reported net financial contribution amounts entered by each partner.
  • We do not access, store, or connect to bank accounts, credit cards, or any external financial institution. All financial figures are manually entered by the user.

Subscription and billing data

  • Web payments are processed by Stripe. App Store purchases use Apple and RevenueCat for purchase and entitlement management. Card details are not stored by Couples Confluence.
  • We store billing-provider customer and subscription identifiers, purchase and entitlement records, plan identifiers, and subscription status. We do not store card numbers, expiry dates, or security codes.

Appreciation and interaction data

  • Notes and emoji-based appreciation messages sent between partners within the app.
  • Love Notes. Private notes and photos you send to your paired partner are stored in Lovable Cloud. Closing an opened note requests deletion of its message record, as does the sender's delete control. Photo removal is a separate cleanup step and can fail even when the message record is deleted. Unopened notes have no fixed expiry. We do not promise immediate removal of all stored copies or backups.

Notification data

  • In-app reminder preferences store your selected frequency, time, day and timezone. These reminders are shown when you visit, not sent as background alerts.
  • The current app has no customer device-enrollment control. Its Web Push infrastructure can store browser endpoints, encryption keys and device metadata linked to an account. Existing registered endpoints may receive alerts. The native iOS QA token check displays a token without saving it.
  • Turning off a preference does not remove a browser subscription. Device settings control browser notification permission; account deletion includes stored push records.

Usage data

  • Basic app usage and diagnostic data — crash logs, feature usage, IP address, browser type, and security logs — to help us operate, secure, and improve the app.

2. How we use information

We use the information above to:

  • Calculate and display each couple's combined balance percentage across household and financial contributions.
  • Enable weekly planning, commitment, and reconciliation features.
  • Show in-app reminders, send service emails, and attempt alerts to existing registered browser endpoints. Sunday planning push is currently disabled.
  • Process subscription payments and manage your access.
  • Send essential service messages about billing, security, and your account.
  • Improve app functionality, fix issues, and prevent abuse.

We do not sell your personal information. We do not use your financial or household data for advertising, and we do not use it to train third-party AI models.

3. Data sharing

Your household and financial data is visible only to you and the partner account you are connected with. Row-level security keeps every workspace sealed from other users, and we do not share this information with other users.

We share limited data with service providers who help us operate the app, under agreements that restrict their use of your data to providing those services:

  • Lovable Cloud / Supabase — hosting, database, and authentication.
  • Stripe — subscription billing and payment processing.
  • Apple and RevenueCat — App Store purchases and entitlement management.
  • Cloudflare — content delivery and DNS.

We may disclose information if required by law or to protect the rights, safety, or property of our users or the public.

4. Data retention and account deletion

We retain your account and activity data for as long as your account is active. Love Note deletion is requested when a recipient closes an opened note or a sender deletes it. Attached photo cleanup can fail independently; unopened notes do not expire.

Deleting your account is immediate and permanent. There is no grace period and no way to recover a deleted account. When you delete your account, we remove your profile, your household and financial contribution logs, appreciation and care entries, weekly check-ins, Love Notes and their photos, your saved preferences, and any device push notification records.

Because accounts are paired, shared household records — such as the home itself and the plans, bills, and shared entries within it — remain available to your partner if they are still using the home. The shared home is deleted when its last member deletes their account. Limited records may be retained where we are required to keep them for legal, tax, or fraud-prevention reasons.

5. Data security

We use industry-standard measures, including encryption in transit (SSL/TLS), authenticated database access, row-level security policies, and strict access controls, to protect your information. No system is completely secure, and we cannot guarantee absolute security — please use a strong, unique password.

6. Your choices and rights

  • Access and correction. You can view and edit most of your information directly within the app.
  • Deletion. You can permanently delete your account and its data from inside the app at any time under Commit to It → Danger zone. Deletion is immediate and permanent, with no grace period. You may also request deletion by emailing support@couplesconfluence.com; we process those requests within 30 days.
  • Notifications. You can disable push notifications in your device settings or in the app's in-app preferences.
  • Additional rights. Depending on your location, you may have further rights under laws such as the GDPR (EEA/UK) or the CCPA (California), including the right to access, correct, delete, or port your data, and to object to certain processing. Email support@couplesconfluence.com to make a request.
  • International transfers. Your data may be stored and processed in countries other than the one you live in. Where required, we use appropriate safeguards (such as Standard Contractual Clauses) with our providers.

7. Children's privacy

Couples Confluence is intended for adult couples and is not directed at children. We do not knowingly collect information from anyone under 18. If you believe a child has provided us with personal information, contact us and we will delete it.

8. Changes to this policy

We may update this policy from time to time. We will notify users of material changes via the app or by email, and will update the “Last updated” date above.

9. Contact us

Couples Confluence (“we,” “us,” “our”) is a household and financial balance app operated by Justin Ranek, Inc., a Minnesota corporation (Minnesota Secretary of State File Number 1320858100020).

If you have questions about this policy or your data, contact us at support@couplesconfluence.com.